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Your credit profile details your credit history as it has been reported to the credit reporting agencies by lenders who have extended credit to you.

Mortgage companies often grade your loan based on certain credit related items such as payment history, amount of debt payments, bankruptcies, equity position, and your credit score.

You have the right, under the Fair Credit Reporting Act, to dispute the completeness and accuracy of information in your credit file.

What conventional loans are and why you might need one.

Check the market closely to determine the available rates and the costs associated with refinancing. These costs can include items such as an appraisal and other various fees and points.

Veterans who had a VA loan before may still have "remaining entitlement" to use for another VA loan.